PRIVACY POLICY

We at Predictum, Inc. (“Predictum”) value and respect our users and understand your concerns about privacy and security.  This Privacy Policy describes what information we collect, why we collect it, how we use it, and when we share it with third parties.   This Policy applies to any information we collect from you, including on our website courses.Predictum.com (the “Website”) and constitutes part of our terms and conditions.  By accessing our Website or providing any information to Predictum, you acknowledge and agree to be bound by the terms hereof. Periodically, we may update this Privacy Policy and encourage you to check for any changes.


What information do we collect and why do we collect it?

We collect information about you, including through our Website, in an effort to communicate with you about our products, services and other matters that we believe you may be interested in.  The purposes for which we collect information from you will be identified before or at the time we collect the information.  In certain circumstances, the purposes for which the information is collected may be clear, and consent may be implied, such as where your name, address and payment information is provided as part of our order process. Neither your name nor anything personal about you is sold or shared with any non-affiliated company or agency. However, as described in greater detail below, we may share your information under certain circumstances with businesses we work with to help our Website function better and to deliver our products and services to you. 


When you access or register with us to use our Website, we may ask you for certain kinds of personal information, including the following:

  • Your registration information, including your name, email address and other personally identifiable information that we may require from time to time for setting up an account.  When you create an account with us, you may be given the option to be added to our email mailing list. Your subscription to the email list can be cancelled at any time.
  • Your credit or debit card information, if you select those payment methods to order products or services on our Website.

We and some of our third party service providers may also use pixel tags and cookies on our Website to collect information about your visit, including the pages you view, the features you use, the links you click, and other actions you take in connection with the Website. This information may include your computer’s Internet protocol (IP) address, your browser type, your operating system, date and time information, and other technical information about your computer. We may also track certain information about the identity of the websites you visit immediately before coming to our Website. We do not otherwise track any information about your use of other websites.

In addition to the foregoing, pixel tags and cookies in our emails may be used to track your interactions with those messages, such as when you receive, open, or click a link in an email message from us.  You may change your Internet browser settings to prevent your device from accepting cookies or to notify you when you receive a cookie so that you may decline its acceptance.  Please note, however, if you disable cookies, you may not experience optimal performance on our Website.

We may also work with business partners that use tracking technologies to deliver advertisements on our behalf across the Internet. These companies may collect information about your visits to our Website and your interaction with our communications.

As mentioned above, the information we collect is used to improve our Website, to personalize your online experience, to help us deliver information to you and to determine the effectiveness of our advertising, and for other internal business purposes.

How do we use the information we collect? 

When we collect information from you, we may use it for a number of purposes, including:

Who do we share your information with?

We may pass along information about your choices and preferences to our marketing, customer service or other departments, as appropriate.  They may use this information to offer products and services to you consistent with the purposes identified in this Privacy Policy. 

If applicable, credit card and financing information may be provided to credit card and consumer financing companies as is required to process applications and transactions.

We may also share certain personal information we collect about you with third parties who perform services for us or with whom we contract for the purposes described in this Privacy Policy. For example, we may use third parties to host our Website, operate certain of its features, send emails, print or send mailings, conduct customer research, authorize and process payments, and manage and analyze data and our advertising effectiveness. These third-party service providers are given the information that they need to perform their designated functions and we do not authorize them to use or disclose your personal information for their own or any others’ marketing purposes. 

On rare occasions we may also be required to disclose your information as is required by law pursuant to lawful requests such as subpoenas, court or agency orders, or as we may reasonably determine to be necessary to protect our rights or the rights of others, to avert harm to persons or property, or to enforce this Privacy Policy.

Your information may also be transferred as an asset in connection with a merger or sale (including any transfer made as part of insolvency or bankruptcy proceedings) involving all or part of Predictum’s business or as part of a corporate reorganization, stock sale or other change in corporate control.

Finally, our Website may contain links to other sites that are not owned or operated by Predictum. These include links to sites hosted by our service providers or partners where, for example, they provide security services or administer promotional programs. Also, links to our Website may be featured on other websites on which we advertise. These links are not intended to be referrals or endorsements of the linked or host sites, and Predictum does not warrant, represent or assume any responsibility or liability for the accuracy, security, completeness or operation of any linked site (or any site contained in a linked site) or any host site, or the practices or privacy and other policies contained in any linked site (or any site contained in a linked site) or any host site. We advise you to familiarize yourself, therefore, with the specific legal, privacy and security information contained in any such linked or host sites.

How do we protect your information?

We employ various security measures designed to help protect the personal information that we collect from you online.  We take all reasonable precautions to protect your personal information from any loss or unauthorized use, access or disclosure.  We have also designated an individual (“Privacy Officer”) who is responsible for overseeing this Policy.  Unfortunately, however, no collection or transmission of information over the Internet can be guaranteed to be 100% secure, and therefore, we cannot ensure or warrant the security of any such information.

You can opt out of receiving promotional email from us by indicating that preference when you register with us, by following the “unsubscribe” instructions at the bottom of any emails we may send you, or by calling our customer service line or following the links on our website to remove yourself from our mailing list.


Contact us:

If you have any questions about your privacy or security at our Website, please direct your questions or inquiries to the following:  Privacy Officer, Predictum, Inc., 2200 Yonge Street, Suite 602, Toronto, ON M4S 2C6 Canada, [email protected].